@font-face{font-family:figtree;src:url(../media/figtree_latin_wght_normal-s.p.30wi0xp2m6ck_.woff2)format("woff2");font-display:swap;font-weight:300 900}@font-face{font-family:figtree Fallback;src:local(Arial);ascent-override:95.06%;descent-override:25.02%;line-gap-override:0.0%;size-adjust:99.94%}.RGL9wq_className{font-family:figtree,figtree Fallback}.RGL9wq_variable{--font-figtree:"figtree", "figtree Fallback"}
:root{--navy:#1b435d;--ink:#102f45;--text:#243a49;--text-soft:#566b79;--gold:#caac63;--gold-hover:#d5ba78;--gold-soft:#fcf7ea;--gold-line:#ecdcb4;--gold-circle:#f8edd2;--gold-deep:#c9a14a;--light:#f4f7f8;--blue-soft:#e9f2fa;--blue-circle:#e4eff9;--blue-shape:#d8e8f6;--line:#dce5ea;--white:#fff;--warn-bg:#fff8e8;--warn-line:#e8cf8f;--font:var(--font-figtree), "Helvetica Neue", Arial, sans-serif;--fs-h1:clamp(2.5rem, 11.3vw, 3rem);--fs-h2:clamp(1.75rem, 7.2vw, 2.125rem);--fs-h3:1.25rem;--fs-body:1.0625rem;--fs-lead:1.125rem;--fs-small:.9375rem;--fs-fine:.8125rem;--gutter:20px;--container:1300px;--container-wide:1370px;--section:56px;--header-h:72px;--radius-sm:12px;--radius:14px;--radius-lg:18px;--shadow-sm:0 1px 2px #102f450d, 0 4px 14px #102f450d;--shadow:0 2px 4px #102f450a, 0 14px 34px #102f4517;--ease:cubic-bezier(.2, .7, .3, 1);--t-fast:.15s;--t-menu:.2s;interpolate-size:allow-keywords}*,:before,:after{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:calc(var(--header-h) + 16px);-webkit-text-size-adjust:100%}body{font-family:var(--font);font-size:var(--fs-body);color:var(--text);background:var(--white);font-variant-numeric:tabular-nums;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;margin:0;line-height:1.55}[hidden]{display:none!important}img{max-width:100%;height:auto;display:block}h1,h2,h3{color:var(--ink);margin:0 0 .5em;font-weight:800}h1{font-size:var(--fs-h1);letter-spacing:-.03em;line-height:1.04}h2{font-size:var(--fs-h2);letter-spacing:-.022em;line-height:1.12}h3{font-size:var(--fs-h3);letter-spacing:-.01em;font-weight:700;line-height:1.22}p{margin:0 0 1em}ul,ol{margin:0;padding:0;list-style:none}a{color:var(--navy);text-underline-offset:3px}code{overflow-wrap:anywhere;background:#1b435d14;border-radius:6px;padding:.1em .35em;font-size:.92em}input,select,textarea{font-size:16px}:focus-visible{outline:3px solid var(--navy);outline-offset:3px;border-radius:6px}.mega-feature:focus-visible,.mobile-feature:focus-visible,.cta-band :focus-visible{outline-color:var(--gold)}.sr-only{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.skip-link{z-index:100;background:var(--navy);color:var(--white);border-radius:var(--radius-sm);padding:10px 16px;text-decoration:none;position:absolute;top:-80px;left:12px}.skip-link:focus{top:12px}.container{width:min(100% - 2 * var(--gutter), var(--container));margin-inline:auto}.narrow{width:min(100% - 2 * var(--gutter), 820px)}.only-desktop,.only-desktop-tile{display:none}.eyebrow{letter-spacing:.14em;text-transform:uppercase;color:#456173;margin:0 0 .8em;font-size:.8125rem;font-weight:600}.eyebrow-plain{font-size:var(--fs-small);letter-spacing:0;text-transform:none;color:var(--text-soft);font-weight:500}.lead{font-size:var(--fs-lead);color:var(--text);text-wrap:pretty;max-width:34em;line-height:1.5}.hint{color:var(--text-soft);font-size:var(--fs-small);margin:14px 0 0}.fine{font-size:var(--fs-small);color:var(--text-soft)}.btn{border-radius:var(--radius-sm);min-height:56px;font:inherit;text-align:center;cursor:pointer;transition:background-color var(--t-fast) var(--ease), border-color var(--t-fast) var(--ease), box-shadow var(--t-fast) var(--ease), transform var(--t-fast) var(--ease);border:1.5px solid #0000;justify-content:center;align-items:center;gap:12px;padding:14px 26px;font-size:1.0625rem;font-weight:700;line-height:1.2;text-decoration:none;display:inline-flex}.btn svg{transition:transform var(--t-fast) var(--ease);flex:none}.btn-primary{background:var(--gold);color:var(--ink);box-shadow:0 1px 2px #102f4524}.btn-secondary{background:var(--white);color:var(--ink);border-color:#cfdbe3}.btn-sm{min-height:48px;padding:10px 20px;font-size:1rem}.btn-block{width:100%;display:flex}.btn-between{text-align:left;justify-content:space-between}.btn-row{flex-wrap:wrap;gap:14px;margin:28px 0 0;display:flex}.link-arrow{color:var(--ink);border-bottom:1.5px solid;align-items:center;gap:10px;padding-bottom:3px;font-weight:700;text-decoration:none;display:inline-flex}.link-arrow svg{transition:transform var(--t-fast) var(--ease);flex:none}.badge{background:var(--blue-soft);color:var(--navy);border-radius:8px;padding:4px 12px;font-size:.8125rem;font-weight:700;display:inline-block}@media (hover:hover) and (pointer:fine){.btn-primary:hover{background:var(--gold-hover)}.btn-secondary:hover{border-color:var(--navy)}.btn:hover svg,.link-arrow:hover svg{transform:translate(3px)}.nav-link:hover{color:var(--navy)}.mega-list a:hover svg,.mobile-links a:hover svg{transform:translate(3px)}.mega-list a:hover strong{text-underline-offset:4px;text-decoration:underline;text-decoration-thickness:1.5px}.module-tile:hover{border-color:var(--navy)}.anliegen-card:hover{border-color:#bccbd5}.anliegen-card.is-featured:hover{border-color:var(--gold)}.footer-links a:hover{color:var(--navy)}}.btn:active{transform:translateY(1px)}.site-header{z-index:50;background:var(--white);border-bottom:1px solid var(--line);position:sticky;top:0}.header-bar{height:var(--header-h);align-items:center;display:flex}.brand{min-width:0;color:var(--navy);align-items:center;gap:12px;margin-right:auto;text-decoration:none;display:inline-flex}.brand-mark{flex:none;width:44px;height:44px}.brand-text{flex-direction:column;line-height:1.2;display:flex}.brand-name{letter-spacing:.06em;text-transform:uppercase;white-space:nowrap;font-size:1.0625rem;font-weight:800}.brand-sub{color:var(--text-soft);font-size:.875rem}.nav-desktop,.header-cta{display:none}.nav-desktop>ul{align-items:center;gap:8px;display:flex}.nav-item{position:static}.nav-link{min-height:48px;font:inherit;color:var(--text);white-space:nowrap;cursor:pointer;transition:color var(--t-fast) var(--ease);background:0 0;border:0;align-items:center;gap:6px;padding:8px 14px;font-size:1.0625rem;font-weight:500;text-decoration:none;display:inline-flex;position:relative}.nav-link:after{content:"";background:var(--gold);transform-origin:0;height:3px;transition:transform var(--t-menu) var(--ease);border-radius:2px;position:absolute;bottom:4px;left:14px;right:14px;transform:scaleX(0)}.nav-link.is-active,.nav-trigger[aria-expanded=true]{color:var(--navy);font-weight:700}.nav-link.is-active:after,.nav-trigger[aria-expanded=true]:after{transform:scaleX(1)}.nav-trigger:after{right:36px}.chev{transition:transform var(--t-menu) var(--ease);flex:none}.nav-trigger[aria-expanded=true] .chev,.chev.is-open{transform:rotate(180deg)}.menu-toggle{min-width:48px;min-height:48px;color:var(--navy);font:inherit;cursor:pointer;background:0 0;border:0;flex:none;align-items:center;gap:10px;margin-right:-6px;padding:8px 6px;font-weight:700;display:inline-flex}.mega{max-height:calc(100vh - var(--header-h));border-bottom:1px solid var(--line);animation:menu-in var(--t-menu) var(--ease);background:#f7f9fa;padding:22px 0 28px;position:absolute;top:100%;left:0;right:0;overflow-y:auto;box-shadow:0 24px 40px #102f4514}.mega-frame{width:min(100% - 2 * var(--gutter), var(--container-wide));background:var(--white);border:1px solid var(--line);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);margin-inline:auto;padding:26px 32px 32px}.mega-label{letter-spacing:.04em;text-transform:uppercase;color:var(--text-soft);margin:0 0 14px;font-size:.8125rem;font-weight:700}.mega-inner{grid-template-columns:minmax(0,1fr) minmax(0,1.04fr) minmax(0,.86fr);gap:40px;display:grid}.mega-feature{border-radius:var(--radius);background:var(--navy);color:var(--white);flex-direction:column;align-items:stretch;padding:30px 28px 28px;text-decoration:none;display:flex}.mega-feature-title{letter-spacing:-.015em;font-size:1.75rem;font-weight:800;line-height:1.2}.mega-feature-text{color:#dfe9ef;margin:20px 0 28px}.mega-feature .btn{margin-top:auto}.mega-list .mega-sublabel{letter-spacing:.04em;text-transform:uppercase;color:var(--text-soft);margin:4px 0 8px;font-size:.8125rem;font-weight:700}.mega-list li+li{border-top:1px solid var(--line)}.mega-list a{color:var(--text);justify-content:space-between;align-items:flex-start;gap:16px;padding:16px 0;text-decoration:none;display:flex}.mega-list svg{color:var(--navy);transition:transform var(--t-fast) var(--ease);flex:none;margin-top:4px}.mega-list strong{color:var(--navy);margin-bottom:4px;font-size:1.1875rem;display:block}.mega-list small{color:var(--text-soft);font-size:var(--fs-small);display:block}.mega-aside{border-left:1px solid var(--line);flex-direction:column;align-items:stretch;padding-left:40px;display:flex}.mega-photo-box{border-radius:var(--radius);background:linear-gradient(#e8f0f6,#dfeaf3);height:150px;overflow:hidden}.mega-photo{object-fit:cover;object-position:50% 3%;width:100%;height:100%;transform:scale(1)}.mega-aside-title{letter-spacing:-.012em;color:var(--navy);margin:18px 0 6px;font-size:1.375rem;font-weight:800;line-height:1.22}.mega-aside-text{font-size:var(--fs-small);color:var(--text-soft);margin:0 0 16px}.mega-aside .btn{margin-top:auto}.mobile-menu{inset:var(--header-h) 0 0 0;z-index:49;overscroll-behavior:contain;padding:18px var(--gutter) calc(28px + env(safe-area-inset-bottom));background:var(--white);animation:menu-in var(--t-menu) var(--ease);position:fixed;overflow-y:auto}.mobile-group{margin-bottom:12px;padding-bottom:14px}.mobile-group+.mobile-group{border-bottom:1px solid var(--line)}.mobile-group-btn{width:100%;min-height:52px;font:inherit;letter-spacing:-.01em;color:var(--navy);cursor:pointer;background:0 0;border:0;justify-content:space-between;align-items:center;gap:12px;padding:8px 0;font-size:1.5rem;font-weight:800;display:flex}.mobile-group-btn>span{align-items:center;gap:12px;display:inline-flex}.mobile-group-panel{animation:panel-in var(--t-menu) var(--ease)}.mobile-feature{border-radius:var(--radius);background:var(--navy);color:var(--white);flex-direction:column;gap:6px;margin:6px 0;padding:20px 20px 22px;text-decoration:none;display:flex}.mobile-feature strong{font-size:1.3125rem;font-weight:800;line-height:1.22}.mobile-feature span{color:#dfe9ef}.mobile-links li+li{border-top:1px solid var(--line)}.mobile-links-main li+li,.mobile-links-sub li+li{border-top:0}.mobile-links:not(.mobile-links-sub,.mobile-links-main) li:last-child{border-bottom:1px solid var(--line)}.mobile-links a{min-height:56px;color:var(--navy);justify-content:space-between;align-items:center;gap:12px;padding:10px 8px;font-size:1.125rem;font-weight:700;text-decoration:none;display:flex}.mobile-links svg{transition:transform var(--t-fast) var(--ease);flex:none}.mobile-links-sub a{color:var(--text);font-weight:500}.mobile-links-main{margin-bottom:22px}.mobile-links-main a{padding-inline:0;font-size:1.375rem;font-weight:800}.mobile-note{font-size:var(--fs-small);color:var(--text-soft);margin:16px 0 0}.mobile-note-small{margin-top:22px}.sticky-cta{z-index:40;padding:10px var(--gutter) calc(10px + env(safe-area-inset-bottom));border-top:1px solid var(--line);background:#fffffff7;position:fixed;bottom:0;left:0;right:0;box-shadow:0 -6px 20px #102f4514}.sticky-cta .btn{min-height:52px}body[data-menu=open] .sticky-cta{display:none}body[data-sticky-cta=on]{padding-bottom:calc(74px + env(safe-area-inset-bottom))}.section{padding-block:var(--section)}.section-soft{background:var(--light)}.section-title{margin-bottom:28px}.hero{isolation:isolate;background:linear-gradient(#f8fbfe 0%,#fff 70%);padding:22px 0 16px;position:relative}.hero .eyebrow{color:#3d6c94;font-size:.875rem}.hero-scene{display:none}.mark{display:inline}.hero-inner{flex-direction:column;gap:18px;display:flex}.hero-text h1{margin-bottom:.32em}.hero-text .btn-row{flex-direction:column;align-items:flex-start;gap:16px;margin-top:18px}.hero-text .btn-primary{width:100%}.hero-hint svg{display:none}.hero-media{height:clamp(292px,76vw,460px);margin-inline:calc(var(--gutter) * -.5);border-radius:var(--radius-lg);clip-path:inset(-24px 0 0 0 round var(--radius-lg));background:linear-gradient(170deg,#dcebf8 0%,#cfe3f4 62%,#d9e9f6 100%);position:relative}.hero-photo{width:79%;max-width:460px;height:auto;position:absolute;top:-12px;right:2%}.hero-card{border-radius:var(--radius-sm);background:var(--white);box-shadow:var(--shadow-sm);flex-direction:column;padding:10px 14px;line-height:1.3;display:flex;position:absolute;bottom:14px;left:14px}.hero-card strong{color:var(--ink);font-size:1rem;font-weight:700}.hero-card span{color:var(--text-soft);font-size:.875rem}.hero-chip{display:none}.partners{padding:14px 0 0}.partners-inner{border-radius:var(--radius-lg);background:#f3f7fa;padding:18px 16px 16px}.partners .eyebrow{letter-spacing:.12em;margin-bottom:8px;font-size:.75rem}.partner-row{--logo:.82;grid-template-columns:repeat(2,minmax(0,1fr));display:grid}.partner-row li{justify-content:center;align-items:center;min-height:76px;padding:8px;display:flex}.partner-row li:nth-child(odd){border-right:1px solid #d5e0e8}.partner-row li:nth-child(-n+2){border-bottom:1px solid #d5e0e8}.partner-logo{width:auto;height:calc(var(--h) * var(--logo) * 1px);display:block}.partner-note{font-size:var(--fs-fine);text-align:center;color:var(--text-soft);margin:10px 0 0}.anliegen-grid,.card-grid{gap:14px;display:grid}.anliegen-card{border-radius:var(--radius-lg);border:1px solid var(--line);background:var(--white);transition:border-color var(--t-fast) var(--ease);grid-template-columns:72px minmax(0,1fr);align-content:start;gap:4px 16px;padding:20px 18px 22px;display:grid}.anliegen-card.is-featured{background:var(--gold-soft);border-color:var(--gold-line)}.anliegen-card h3{margin:0 0 6px;font-size:1.25rem}.anliegen-card .link-arrow{grid-column:1/-1;justify-self:start;margin-top:10px}.anliegen-body p{color:var(--text-soft);margin:0;font-size:1rem;line-height:1.45}.icon-circle{background:var(--blue-circle);width:72px;height:72px;color:var(--navy);border-radius:50%;justify-content:center;align-items:center;display:inline-flex}.icon-circle svg{stroke-width:1.6px;width:34px;height:34px}.is-featured .icon-circle{background:var(--gold-circle);color:var(--gold-deep)}.check-panel{padding:34px var(--gutter) 30px;background:var(--blue-soft)}.check-main .lead-sm{color:var(--text);max-width:34em;margin-bottom:18px}.module-tiles li+li{border-top:1px solid #cbdbe8}.module-tile{color:var(--text);grid-template-columns:minmax(0,1fr) 24px;align-items:start;gap:2px 12px;padding:16px 0;text-decoration:none;display:grid}.module-tile strong{color:var(--navy);font-size:1.125rem;font-weight:700}.module-tile small{color:#47606f;grid-column:1;font-size:.9375rem}.module-tile>svg{color:var(--navy);grid-area:1/2;margin-top:2px}.module-icon,.check-open{display:none}.check-direct{font-size:var(--fs-small);color:var(--navy);margin:14px 0 0}.check-example{border-radius:var(--radius);background:var(--white);box-shadow:var(--shadow-sm);margin:22px 0 0;padding:22px 20px}.overview-head{justify-content:space-between;align-items:center;gap:12px;display:flex}.overview-head strong{color:var(--ink);font-size:1.125rem;font-weight:700}.example-flow{letter-spacing:-.02em;color:var(--text-soft);align-items:center;gap:14px;margin:14px 0 8px;font-size:clamp(2rem,8vw,2.75rem);font-weight:800;display:flex}.example-flow svg{color:var(--navy);flex:none}.example-flow .example-after{color:var(--ink)}.check-example figcaption{font-size:var(--fs-small);color:var(--text-soft)}.steps-lead{max-width:44em;color:var(--text-soft)}.steps{gap:22px;margin-top:26px;display:grid}.steps li{align-items:flex-start;gap:16px;display:flex}.steps h3{margin-bottom:4px}.steps p{color:var(--text-soft);margin:0}.step-num{background:var(--blue-circle);width:60px;height:60px;color:var(--navy);border-radius:50%;flex:none;justify-content:center;align-items:center;font-size:1.5rem;font-weight:800;display:inline-flex}.personal-band{padding-block:var(--section);background:linear-gradient(#f7fafc,#f4f7f8)}.personal{gap:0;display:grid}.personal-head h2{margin-bottom:20px}.personal-media{margin:0 0 20px;position:relative}.personal-body p{color:var(--text-soft)}.personal-chip{margin-bottom:16px;display:inline-block}.rounded-img{border-radius:var(--radius);width:100%;height:auto}.photo-crop{aspect-ratio:1.39;border-radius:var(--radius);overflow:hidden}.personal-photo{object-fit:cover;object-position:62% 40%;transform-origin:74% 34%;width:100%;height:100%;transform:scale(1.2)}.img-label{font-size:var(--fs-fine);color:var(--text);background:#ffffffe0;border-radius:6px;padding:3px 9px;position:absolute;bottom:8px;right:8px}.img-caption{font-size:var(--fs-fine);color:var(--text-soft);margin-top:8px;display:block}.faq{gap:12px;display:grid}.faq-item{border:1px solid var(--line);border-radius:var(--radius);background:var(--white);transition:border-color var(--t-fast) var(--ease)}.faq-item[open]{border-color:#c9d6de}.faq-item summary{min-height:60px;color:var(--ink);cursor:pointer;border-radius:var(--radius);grid-template-columns:32px minmax(0,1fr) 20px;align-items:center;gap:14px;padding:14px 16px;font-size:1.0625rem;font-weight:700;line-height:1.3;list-style:none;display:grid}.faq-item summary::-webkit-details-marker{display:none}.faq-toggle{background:var(--gold-circle);width:32px;height:32px;color:var(--ink);border-radius:50%;display:block;position:relative}.faq-toggle:before,.faq-toggle:after{content:"";height:2px;transition:transform var(--t-menu) var(--ease);background:currentColor;border-radius:1px;position:absolute;top:15px;left:9px;right:9px}.faq-toggle:after{transform:rotate(90deg)}.faq-item[open] .faq-toggle:after{transform:rotate(0)}.faq-chev{color:var(--navy);transition:transform var(--t-menu) var(--ease)}.faq-item[open] .faq-chev{transform:rotate(180deg)}.faq-item p{color:var(--text-soft);margin:0;padding:0 16px 18px 62px}.faq-item::details-content{block-size:0;transition:block-size var(--t-menu) var(--ease), content-visibility var(--t-menu) allow-discrete;overflow:clip}.faq-item[open]::details-content{block-size:auto}.cta-band{padding:36px var(--gutter);background:var(--navy);color:#eaf1f5;gap:22px;display:grid;position:relative;overflow:hidden}.cta-band:after{content:"";pointer-events:none;border:56px solid #ffffff09;border-radius:50%;width:460px;height:460px;position:absolute;bottom:-190px;right:-90px}.cta-band>*{z-index:1;position:relative}.cta-band h2{color:var(--white);margin-bottom:.35em}.cta-band p{text-wrap:pretty;margin:0;font-size:1.125rem}.cta-band .btn{justify-content:space-between;width:100%}.page-hero{background:linear-gradient(#f8fbfe 0%,#fff 100%);padding:36px 0 12px}.page-hero-grid{align-items:center;gap:28px;display:grid}.page-hero .lead{max-width:36em}.aside-card{border-radius:var(--radius-lg);background:var(--blue-soft);padding:26px 24px}.aside-card h2{margin-bottom:.4em;font-size:1.625rem}.aside-card p{color:var(--text);margin-bottom:18px}.card-grid li{border-radius:var(--radius-lg);border:1px solid var(--line);background:var(--white);padding:24px 22px}.card-grid h3{margin-bottom:8px}.card-grid p{color:var(--text-soft);margin:0}.card-check{background:var(--blue-circle);width:44px;height:44px;color:var(--navy);border-radius:50%;justify-content:center;align-items:center;margin-bottom:14px;display:inline-flex}.note-box{border-radius:var(--radius);background:var(--light);padding:20px 22px}.note-box>:last-child{margin-bottom:0}.note-box strong{color:var(--ink);margin-bottom:4px;font-size:1.125rem;display:block}.card-grid+.note-box{margin-top:24px}.notice{border-radius:var(--radius);border:1px solid var(--line);font-size:var(--fs-small);margin:16px 0;padding:16px 18px}.notice p{margin:4px 0 0}.notice-warn{background:var(--warn-bg);border-color:var(--warn-line)}.notice-info{background:var(--blue-soft);border-color:#c5d9e8}.module-list{gap:14px;display:grid}.module-card{border-radius:var(--radius-lg);border:1px solid var(--line);background:var(--white);scroll-margin-top:calc(var(--header-h) + 20px);flex-direction:column;align-items:flex-start;padding:24px 22px;display:flex}.module-card .icon-circle{margin-bottom:16px}.module-card h2{margin-bottom:.4em;font-size:1.5rem}.module-card p{color:var(--text-soft)}.module-card .module-example{border-radius:var(--radius-sm);background:var(--light);width:100%;color:var(--text);font-size:var(--fs-small);flex:1;padding:14px 16px}.portrait-img{aspect-ratio:4/5;object-fit:cover;object-position:50% 20%;border-radius:var(--radius-lg);width:min(100%,400px);margin-inline:auto}.work-grid{align-items:center;gap:24px;display:grid}.work-media{position:relative}.termin{padding:24px 0 40px}.termin-head{margin-bottom:20px}.termin-head h1{margin-bottom:.25em;font-size:clamp(2.25rem,9vw,3.5rem)}.termin-head .lead{margin:0}.termin-note{margin:22px 0 6px}.booking-card{border-radius:var(--radius-lg);border:1px solid var(--line);background:var(--white);padding:16px}.booking-frame{border:1px solid var(--line);border-radius:var(--radius-lg);background:var(--white);height:1420px;position:relative;overflow:hidden}.booking-iframe{border:0;width:100%;height:100%;display:block}.booking-loading{z-index:1;background:var(--light);flex-direction:column;align-items:flex-start;padding:24px;display:flex;position:absolute;inset:0}.booking-loading strong{color:var(--ink);font-size:1.1875rem}.booking-loading p{color:var(--text-soft);margin:8px 0 14px}.booking-spinner{border:3px solid var(--line);border-top-color:var(--navy);border-radius:50%;width:24px;height:24px;margin-bottom:14px;animation:.9s linear infinite spin}.booking-fallback{font-size:var(--fs-small);color:var(--text-soft);flex-direction:column;align-items:flex-start;gap:8px;margin:18px 0 0;display:flex}.booking-preview{margin:14px 0 0}.site-footer{background:var(--white);font-size:var(--fs-small);padding:28px 0 32px}.footer-inner{gap:16px;display:grid}.footer-links{flex-wrap:wrap;gap:0 22px;display:flex}.footer-links a{min-height:44px;color:var(--navy);align-items:center;font-weight:700;text-decoration:none;display:inline-flex}.footer-address{color:var(--text-soft);align-items:center;gap:8px;margin:0;display:flex}.footer-address svg{display:none}.footer-domain{color:var(--text-soft);margin:0}@keyframes menu-in{0%{opacity:0;transform:translateY(-6px)}}@keyframes panel-in{0%{opacity:0}}@keyframes spin{to{transform:rotate(360deg)}}@media (min-width:640px){:root{--gutter:32px;--section:64px;--fs-h1:clamp(3rem, 7.8vw, 3.75rem);--fs-h2:2.375rem}.hero-text .btn-row{flex-direction:row;align-items:center;gap:24px}.hero-text .btn-primary{width:auto}.hero-media{height:440px;margin-inline:0}.hero-photo{width:430px;right:6%}.partner-row{--logo:.76;grid-template-columns:repeat(4,minmax(0,1fr))}.partner-row li{border-right:1px solid #d5e0e8;border-bottom:0!important}.partner-row li:last-child{border-right:0}.anliegen-grid,.card-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.anliegen-grid li:first-child{grid-column:1/-1}.check-panel{width:min(100% - 2 * var(--gutter), var(--container-wide));border-radius:var(--radius-lg);margin-inline:auto;padding:40px 36px}.module-tiles{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-bottom:20px;display:grid}.module-tiles li+li{border-top:0}.module-tile{border-radius:var(--radius-sm);background:var(--white);text-align:center;min-height:118px;transition:border-color var(--t-fast) var(--ease);border:1.5px solid #0000;flex-direction:column;justify-content:center;align-items:center;gap:10px;padding:16px 10px;display:flex;position:relative}.only-desktop-tile{display:inline}.only-mobile-tile{display:none}.module-tile strong{font-size:1rem;font-weight:600;line-height:1.25}.module-tile small,.module-tile>svg{display:none}.module-icon{color:var(--navy)}.module-tile .module-icon{stroke-width:1.5px;width:38px;height:38px;display:block}.check-open{display:inline-flex}.check-direct{display:none}.steps{grid-template-columns:repeat(3,minmax(0,1fr));gap:0}.steps li{flex-direction:column;gap:12px;padding-inline:24px}.steps li:first-child{padding-left:0}.steps li:last-child{padding-right:0}.steps li+li{border-left:1px solid var(--line)}.cta-band-wrap{width:min(100% - 2 * var(--gutter), var(--container-wide));margin-inline:auto;margin-bottom:40px}.cta-band{border-radius:var(--radius-lg);grid-template-columns:minmax(0,1fr) auto;align-items:center;padding:36px}.cta-band .btn{justify-content:center;width:auto;min-width:280px}.module-list{grid-template-columns:repeat(2,minmax(0,1fr))}.module-list li:last-child:nth-child(odd){grid-column:1/-1}.booking-frame{height:1140px}.faq-item summary{padding:16px 20px}.faq-item p{padding:0 20px 20px 66px}.footer-inner{grid-template-columns:auto minmax(0,1fr);align-items:center;column-gap:32px}.footer-domain{display:none}}@media (min-width:960px){:root{--gutter:clamp(32px, 4.86vw, 70px);--section:72px;--header-h:86px;--fs-h1:clamp(3.75rem, 6.25vw, 5.75rem);--fs-h2:clamp(2.375rem, 3.2vw, 2.875rem);--fs-h3:1.375rem;--fs-body:1.125rem;--fs-lead:clamp(1.25rem, 1.55vw, 1.4375rem);--hero-h:clamp(620px, 52vw, 760px)}.only-desktop{display:inline}p.only-desktop{display:block}.only-mobile{display:none}.menu-toggle,.mobile-menu,.sticky-cta{display:none!important}body[data-sticky-cta=on]{padding-bottom:0}.brand-mark{width:48px;height:48px}.brand-name{font-size:1.1875rem}.brand-sub{font-size:.9375rem}.nav-desktop{margin-left:auto;margin-right:clamp(12px,2.6vw,40px);display:block}.brand{margin-right:0}.header-cta{flex:none;display:inline-flex}.hero{background:#fff;padding:0;overflow:hidden}.hero-scene{z-index:-1;background:linear-gradient(90deg,#fff 0% 34%,#ffffffdb 52%,#ffffff47 74%),url(/images/hero-buero-hintergrund-ki.webp) 100% 100%/cover no-repeat,#f3f8fc;display:block;position:absolute;inset:0}.hero-shape{background:linear-gradient(175deg,#d6e7f6 0%,#dcebf8 62%,#e2effad1 100%);border-radius:clamp(120px,15vw,230px) 0 0;position:absolute;inset:0 8.5% 0 56.5%}.hero-shape:before{content:"";background:linear-gradient(#e2effa00,#e2effab8);border-radius:100% 0 0;width:40%;height:56%;position:absolute;bottom:0;left:-11%}.hero-inner{height:var(--hero-h);display:block;position:relative}.hero-text{z-index:2;flex-direction:column;justify-content:center;width:50%;height:100%;padding-bottom:12px;display:flex;position:relative}.hero-text h1{white-space:nowrap;margin-bottom:.26em}.mark{background:linear-gradient(#ecd8a6,#ecd8a6) 0 91%/100% .07em no-repeat;padding-bottom:.02em}.hero-text .lead{text-wrap:pretty;max-width:27.4em;margin-bottom:0}.hero-text .btn-row{gap:16px;margin-top:28px}.hero-hint{align-items:center;gap:12px;margin-top:22px;display:flex}.hero-hint svg{color:var(--navy);flex:none;display:block}.hero-link-check{border-radius:var(--radius-sm);text-underline-offset:5px;min-height:56px;transition:border-color var(--t-fast) var(--ease);background:#fffc;border:1px solid #d3e0e9;padding:0 22px;text-decoration:underline;text-decoration-thickness:1.5px}.hero-link-check svg{display:none}.hero-media{z-index:1;clip-path:none;pointer-events:none;background:0 0;border-radius:0;height:auto;margin:0;position:absolute;inset:0}.hero-photo{width:calc(var(--hero-h) * .96);max-width:none;top:-2px;left:47.2%;right:auto}.hero-card{bottom:auto;left:auto;right:calc(-1 * min(32px, var(--gutter) - 12px));border-radius:var(--radius);width:226px;box-shadow:var(--shadow);padding:20px 22px;top:20%}.hero-card strong{margin-bottom:6px;font-size:1.125rem}.hero-card span{text-wrap:balance;font-size:.9375rem;line-height:1.35}.hero-chip{right:calc(-1 * min(32px, var(--gutter) - 12px));border-radius:var(--radius);background:var(--white);color:var(--text);box-shadow:var(--shadow);align-items:center;gap:12px;padding:14px 20px;font-size:.9375rem;display:inline-flex;position:absolute;bottom:46px}.hero-chip svg{color:var(--navy)}.partners{padding:0}.partners-inner{background:0 0;border-radius:0;padding:24px 0 18px}.partners{background:linear-gradient(#f6f9fb,#fff);border-top:1px solid #edf2f5}.partners .eyebrow{margin-bottom:14px;font-size:.8125rem}.partner-row{--logo:1}.partner-row li{min-height:88px}.partner-note{font-size:var(--fs-small);margin-top:14px}.section-title{margin-bottom:32px}.anliegen-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.anliegen-grid li:first-child{grid-column:auto}.anliegen-card{grid-template-rows:1fr auto;grid-template-columns:84px minmax(0,1fr);gap:22px 20px;padding:26px 24px}.anliegen-card h3{margin-bottom:10px;font-size:1.375rem}.anliegen-card .link-arrow{margin-top:0}.icon-circle{width:84px;height:84px}.icon-circle svg{width:40px;height:40px}.check-panel{grid-template-columns:minmax(0,1fr) minmax(0,.72fr);align-items:center;gap:clamp(32px,4vw,56px);padding:44px clamp(32px,3.2vw,46px);display:grid}.check-example{margin:0;padding:30px 28px}.example-flow{font-size:clamp(2.75rem,4.4vw,3.75rem)}.steps li{flex-direction:row;gap:22px;padding-inline:clamp(20px,3vw,44px)}.steps li:first-child{padding-left:0}.step-num{width:72px;height:72px;font-size:1.75rem}.steps h3{margin-top:8px}.personal{grid-template-rows:auto auto;grid-template-columns:minmax(0,1fr) minmax(0,.92fr);align-items:center;column-gap:clamp(40px,5vw,72px)}.personal-head{align-self:end}.personal-body{align-self:start}.personal-media{grid-area:1/2/span 2;margin:0}.personal-chip{display:none}.faq-item summary{font-size:1.125rem}.cta-band{padding:44px 48px}.cta-band .btn{min-width:340px;min-height:62px}.page-hero{padding:64px 0 24px}.page-hero-grid{grid-template-columns:minmax(0,1.5fr) minmax(0,.8fr);gap:clamp(40px,6vw,88px)}.page-hero h1{font-size:clamp(3rem,4.6vw,4.125rem);line-height:1.07}.card-grid,.module-list{grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.module-list li:last-child:nth-child(odd){grid-column:auto}.work-grid{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(40px,5vw,72px)}.termin{padding:40px 0 64px}.footer-inner{grid-template-columns:auto auto minmax(0,1fr);column-gap:0}.footer-links{border-inline:1px solid var(--line);margin-left:32px;padding:0 32px}.footer-address{justify-self:end}.footer-address svg{color:var(--navy);display:block}}@media (min-width:960px) and (max-width:1199px){.brand{gap:10px}.brand-mark{width:40px;height:40px}.brand-name{font-size:1rem}.brand-sub{font-size:.8125rem}.nav-desktop{margin-right:12px}.nav-desktop>ul{gap:0}.nav-link{padding-inline:9px;font-size:1rem}.nav-link:after{left:9px;right:9px}.nav-trigger:after{right:31px}.header-cta{padding-inline:14px;font-size:.9375rem}.header-cta svg{display:none}.hero-text .btn-row{gap:12px}.hero-card{width:200px;padding:14px 16px;top:47%}.hero-chip{padding:10px 14px;font-size:.875rem}}@media (max-width:959px){.mega{display:none!important}}@media (min-width:1600px){.hero-shape{left:55%;right:12%}}@media (max-width:374px){:root{--gutter:16px}.brand-name{font-size:.9375rem}.brand-sub{font-size:.8125rem}.brand-mark{width:38px;height:38px}.anliegen-card{grid-template-columns:56px minmax(0,1fr);gap:4px 12px}.icon-circle{width:56px;height:56px}.icon-circle svg{width:28px;height:28px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}.faq-item::details-content{transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}.section-gap{height:var(--section)}.nowrap{white-space:nowrap}:root{--bar-income:#bcd9f0;--bar-expense:#f4b6b6;--ok:#17693c;--ok-soft:#e4f3e9;--bad:#a3231c;--bad-soft:#fdeceb}.check-nav{border-bottom:1px solid var(--line);background:#fbfcfd}.check-nav ul{scrollbar-width:none;gap:4px;display:flex;overflow-x:auto}.check-nav a{min-height:46px;font-size:var(--fs-small);color:var(--text-soft);white-space:nowrap;transition:color var(--t-fast) var(--ease), box-shadow var(--t-fast) var(--ease);align-items:center;padding:8px 14px;font-weight:600;text-decoration:none;display:inline-flex;box-shadow:inset 0 -3px #0000}.check-nav a.is-active{color:var(--navy);box-shadow:inset 0 -3px 0 var(--gold)}.check-page{padding-block:28px 56px}.check-head{margin-bottom:22px}.check-head h1{margin-bottom:.25em;font-size:clamp(2.125rem,8.6vw,3.75rem);line-height:1.08}.check-head .lead{margin:0}.check-head .badge{vertical-align:middle;letter-spacing:0;margin-bottom:6px}.check-head h1 .info-btn{vertical-align:middle}.check-head-split{gap:16px;display:grid}.check-actions{flex-direction:column;align-items:center;gap:16px;margin-top:28px;display:flex}.check-actions-left{align-items:flex-start}.check-actions>.btn{width:100%}.text-btn{min-height:44px;font:inherit;color:var(--navy);text-align:left;text-underline-offset:4px;cursor:pointer;background:0 0;border:0;align-items:center;gap:8px;padding:6px 0;font-weight:600;text-decoration:underline;text-decoration-thickness:1.5px;display:inline-flex}.text-link{color:var(--navy);font-weight:600}.btn:disabled{opacity:.55;cursor:not-allowed}.toggle{cursor:pointer;width:52px;height:30px;transition:background-color var(--t-fast) var(--ease), border-color var(--t-fast) var(--ease);background:#e7edf1;border:1.5px solid #9fb3c0;border-radius:999px;flex:none;padding:0;position:relative}.toggle:after{content:"";position:absolute;inset:-8px}.toggle-knob{background:var(--white);width:21px;height:21px;transition:transform var(--t-menu) var(--ease);border-radius:50%;position:absolute;top:3px;left:3px;box-shadow:0 1px 3px #102f454d}.toggle[aria-checked=true]{background:var(--gold);border-color:var(--gold-deep)}.toggle[aria-checked=true] .toggle-knob{transform:translate(22px)}.segmented{border:1px solid var(--line);border-radius:var(--radius-sm);background:var(--white);grid-auto-columns:1fr;grid-auto-flow:column;justify-self:start;display:inline-grid;overflow:hidden}.segmented button{min-height:46px;font:inherit;color:var(--text);cursor:pointer;transition:background-color var(--t-fast) var(--ease);background:0 0;border:0;padding:8px 22px;font-weight:600}.segmented button[aria-pressed=true]{background:var(--gold-soft);box-shadow:inset 0 0 0 1.5px var(--gold);border-radius:var(--radius-sm);color:var(--ink)}.chip-row{flex-wrap:wrap;gap:8px;display:flex}.chip{background:var(--white);min-height:44px;font:inherit;color:var(--text);cursor:pointer;transition:background-color var(--t-fast) var(--ease), border-color var(--t-fast) var(--ease);border:1px solid #c7d4dd;border-radius:999px;padding:8px 18px;font-weight:600}.chip[aria-pressed=true]{background:var(--gold);border-color:var(--gold-deep);color:var(--ink)}.check-line{min-height:44px;font-size:var(--fs-small);align-items:flex-start;gap:10px;padding-block:10px;display:flex}.check-line input{width:20px;height:20px;accent-color:var(--navy);flex:none;margin:1px 0 0}.inline-field{font-size:var(--fs-small);flex-wrap:wrap;align-items:center;gap:8px 12px;font-weight:600;display:flex}.inline-field input,.inline-field select,.detail-frequency select{background:var(--white);min-height:44px;font:inherit;color:var(--text);border:1px solid #c7d4dd;border-radius:8px;padding:8px 10px;font-size:16px;font-weight:400}.inline-field input{width:96px}.inline-field-block{flex-direction:column;align-items:stretch}.inline-field-block select{width:100%}.field-error{font-size:var(--fs-small);color:var(--bad);margin:6px 0 0;font-weight:600}.amount-label{font-size:var(--fs-small);color:var(--text);margin-bottom:4px;display:block}.amount-box{background:var(--white);transition:border-color var(--t-fast) var(--ease);border:1px solid #c7d4dd;border-radius:8px;align-items:stretch;display:flex;overflow:hidden}.amount-box:focus-within{border-color:var(--navy);box-shadow:0 0 0 2px var(--navy)}.has-error .amount-box{border-color:var(--bad)}.amount-box input{width:100%;min-width:0;min-height:46px;font:inherit;text-align:right;color:var(--ink);background:0 0;border:0;outline:0;flex:1;padding:8px 12px;font-size:16px}.amount-suffix{background:var(--blue-soft);color:var(--navy);white-space:nowrap;align-items:center;padding:0 12px;display:flex}.amount-sm .amount-box input{min-height:44px}.amount-lg .amount-box input{text-align:left;min-height:72px;font-size:2rem;font-weight:800}.amount-lg .amount-suffix{background:var(--white);border-left:1px solid var(--line);padding:0 18px;font-size:1.125rem}.info-btn{width:32px;height:32px;color:var(--navy);cursor:pointer;transition:background-color var(--t-fast) var(--ease);background:0 0;border:0;border-radius:50%;justify-content:center;align-items:center;margin-inline:2px;padding:0;display:inline-flex;position:relative}.info-btn:after{content:"";position:absolute;inset:-6px}.info-dialog{border:1px solid var(--line);border-radius:var(--radius-lg);background:var(--white);width:min(100% - 24px,460px);max-height:min(84vh,640px);color:var(--text);box-shadow:var(--shadow);margin:auto auto 12px;padding:0;font-size:1rem}.info-dialog[open]{animation:menu-in var(--t-menu) var(--ease)}.info-dialog::backdrop{background:#102f4547}.info-inner{padding:18px 20px 20px}.info-head{justify-content:space-between;align-items:flex-start;gap:12px;margin-bottom:8px;display:flex}.info-head h2{margin:8px 0 0;font-size:1.1875rem;line-height:1.25}.info-close{min-height:44px;font:inherit;font-size:var(--fs-small);color:var(--navy);text-underline-offset:3px;cursor:pointer;background:0 0;border:0;flex:none;padding:6px 2px;font-weight:600;text-decoration:underline}.info-body p{margin:0 0 10px}.info-facts{border-radius:var(--radius-sm);background:var(--blue-soft);gap:2px;margin-bottom:12px;padding:12px 14px;display:grid}.info-list{font-size:var(--fs-small);margin:0 0 10px;padding-left:18px;list-style:outside}.assumptions{border-top:1px solid var(--line);gap:10px;margin-top:6px;padding-top:12px;display:grid}.assumptions fieldset,.own-context fieldset,.scope{border:0;min-width:0;margin:0;padding:0}.assumptions legend,.own-context legend{font-size:var(--fs-small);margin-bottom:8px;padding:0;font-weight:600}.assumptions .chip{min-height:40px;padding:6px 12px}.assumptions .chip-row{margin-bottom:10px}.cashflow-grid{gap:28px;display:grid}.lever-title{align-items:center;gap:12px;margin:18px 0 8px;font-size:1.25rem;display:flex}.lever-title:first-child{margin-top:0}.lever-sign{border-radius:50%;justify-content:center;align-items:center;width:36px;height:36px;display:inline-flex}.lever-sign.is-down{background:var(--bad-soft);color:var(--bad)}.lever-sign.is-up{background:var(--ok-soft);color:var(--ok)}.lever{grid-template-columns:auto auto minmax(0,1fr) 96px;align-items:center;gap:10px 12px;min-height:60px;display:grid}.lever-icon{background:var(--blue-circle);width:42px;height:42px;color:var(--navy);border-radius:50%;flex:none;justify-content:center;align-items:center;display:inline-flex}.lever-label{font-size:var(--fs-small);line-height:1.25}.lever-amount{align-items:center;gap:4px;font-weight:700;display:flex}.lever-amount.is-down{color:var(--bad)}.lever-amount.is-up{color:var(--ok)}.lever-amount .amount{flex:1;min-width:0}.lever-amount .amount-box input{text-align:right;color:inherit;padding:6px 4px;font-weight:700}.lever-amount .amount-suffix{color:inherit;background:0 0;padding:0 6px}.flow h3{margin:14px 0 8px}.flow h3:first-child{margin-top:0}.value-bar{font-size:var(--fs-small);grid-template-columns:112px minmax(0,1fr) auto;align-items:center;gap:10px;margin-bottom:8px;display:grid}.value-bar-track{background:#f0f4f7;border-radius:5px;height:22px;overflow:hidden}.value-bar-fill{transform-origin:0;width:100%;height:100%;transition:transform var(--t-menu) var(--ease);border-radius:5px;display:block}.value-bar-fill.is-income{background:var(--bar-income)}.value-bar-fill.is-expense{background:var(--bar-expense)}.value-bar-value{text-align:right;min-width:76px;color:var(--ink);font-weight:700}.surplus{text-align:center;margin-top:20px}.surplus-value{letter-spacing:-.03em;color:var(--ink);justify-content:center;align-items:center;gap:14px;margin:0;font-size:clamp(3rem,12vw,4.75rem);font-weight:800;line-height:1.05;display:flex}.surplus-up{background:var(--ok-soft);width:44px;height:44px;color:var(--ok);border-radius:50%;justify-content:center;align-items:center;display:inline-flex}.surplus-up svg{transform:rotate(-90deg)}.surplus-label{color:var(--ink);margin:4px 0 8px;font-size:1.1875rem;font-weight:700}.surplus-compare{justify-content:center;align-items:center;gap:14px;margin:0;display:flex}.pill-up{background:var(--ok-soft);color:var(--ok);border-radius:8px;padding:4px 12px;font-weight:700;display:inline-block}.model-card{border-radius:var(--radius-lg);background:var(--blue-soft);padding:22px 20px}.model-card h2{margin-bottom:10px;font-size:1.375rem}.model-value{letter-spacing:-.025em;color:var(--ink);margin:0;font-size:clamp(2.5rem,10vw,3.25rem);font-weight:800;line-height:1.1}.model-value span{background:linear-gradient(var(--gold), var(--gold)) no-repeat 0 100% / 62% 4px;padding-bottom:4px}.model-duration{font-size:var(--fs-lead);margin:8px 0 0}.model-source{color:var(--ink);margin:0;font-weight:700}.model-previous{border-block:1px solid #c8d9e8;margin-top:14px;padding-block:12px}.model-previous p{margin:0}.model-assumption{font-size:var(--fs-small);align-items:center;gap:4px;margin:10px 0 0;display:flex}.model-empty{margin:0 0 8px}.own-grid,.result-grid,.handoff-grid{gap:24px;display:grid}.group-list{border:1px solid var(--line);border-radius:var(--radius-lg);background:var(--white)}.group-row+.group-row{border-top:1px solid var(--line)}.group-row.is-optional{border-top-style:dashed}.group-main{grid-template-columns:30px minmax(0,1fr) 44px;grid-template-areas:"icon title toggle""amount amount amount";align-items:center;gap:6px 10px;padding:12px 12px 12px 14px;display:grid}.group-icon{color:var(--navy);grid-area:icon}.group-title{color:var(--ink);flex-wrap:wrap;grid-area:title;align-items:center;gap:2px 6px;font-weight:700;display:flex}.group-main .amount{grid-area:amount}.group-toggle{width:44px;height:44px;color:var(--navy);cursor:pointer;background:0 0;border:0;grid-area:toggle;padding:0}.detail-panel{border-radius:var(--radius);background:var(--blue-soft);animation:panel-in var(--t-menu) var(--ease);margin:0 10px 10px;padding:14px}.detail-grid{gap:12px;display:grid}.detail-frequency select{width:100%;margin-top:6px}.detail-foot{font-size:var(--fs-small);margin-top:12px}.detail-foot p{margin:0 0 4px}.own-context{border:1px solid var(--line);border-radius:var(--radius);margin-top:14px}.own-context summary{min-height:48px;color:var(--navy);cursor:pointer;align-items:center;padding:8px 16px;font-weight:600;display:flex}.own-context-body{gap:14px;padding:2px 16px 16px;display:grid}.own-clear{font-size:var(--fs-small);margin-top:6px}.own-clear p{margin:6px 0}.result-card{border-radius:var(--radius-lg);background:var(--blue-soft);align-self:start;justify-items:stretch;gap:8px;padding:22px 20px;display:grid}.result-card .eyebrow{margin:0}.result-value{letter-spacing:-.03em;color:var(--ink);margin:0;font-size:clamp(3rem,13vw,5rem);font-weight:800;line-height:1.05}.result-value span{background:linear-gradient(var(--gold), var(--gold)) no-repeat 0 100% / 68% 5px;padding-bottom:5px}.result-label{margin:6px 0 0;font-size:1.25rem}.result-formula{margin:0 0 4px}.result-open-title{color:var(--ink);margin:0 0 6px;font-size:1.5rem;font-weight:800}.result-open p{margin-bottom:6px}.result-note{font-size:var(--fs-small);align-items:center;gap:2px;margin:0;display:flex}.result-card .link-arrow,.talk-card .link-arrow{justify-self:start}.pdf-action{justify-items:start;gap:2px;display:grid}.pdf-action .btn{gap:8px}.pdf-choice{border-radius:var(--radius-sm);background:var(--white);width:100%;padding:6px 12px 8px}.pdf-choice .check-line{min-height:36px;padding-block:6px}.compare-cards{gap:12px;display:grid}.compare-card{border:1px solid var(--line);border-radius:var(--radius-lg);padding:18px 20px}.compare-card h2{margin:0 0 4px;font-size:1.25rem}.compare-card p{margin:0}.compare-value{letter-spacing:-.025em;color:var(--ink);font-size:clamp(2.75rem,10vw,3.75rem);font-weight:800;line-height:1.1}.compare-card .pill-up{margin-top:8px}.compare-arrow{color:var(--navy);display:none}.result-open-card{border:1px solid var(--line);border-radius:var(--radius-lg);background:var(--light);padding:20px}.result-open-card h2{font-size:1.375rem}.deficit-note{border-radius:var(--radius-sm);background:var(--gold-soft);margin:14px 0 0;padding:14px 16px}.result-model{margin-top:4px}.tips-title{margin:26px 0 8px;font-size:1.625rem}.tip{border-bottom:1px solid var(--line)}.tip-row{align-items:center;gap:6px;display:flex}.tip-open{min-width:0;min-height:62px;font:inherit;text-align:left;color:var(--ink);cursor:pointer;background:0 0;border:0;flex:1;align-items:center;gap:10px;padding:8px 0;display:flex}.tip-icon{background:var(--blue-circle);width:42px;height:42px;color:var(--navy);border-radius:50%;flex:none;justify-content:center;align-items:center;display:none}.tip-num{background:var(--gold-circle);border-radius:50%;flex:none;justify-content:center;align-items:center;width:28px;height:28px;font-size:.875rem;font-weight:700;display:inline-flex}.tip-title{flex:1;font-weight:600;line-height:1.25}.tip-open .chev{color:var(--navy)}.tip-save{background:var(--white);min-height:44px;font:inherit;font-size:var(--fs-small);color:var(--navy);cursor:pointer;transition:background-color var(--t-fast) var(--ease);border:1px solid #c7d4dd;border-radius:8px;flex:none;align-items:center;gap:4px;padding:6px 12px;font-weight:600;display:inline-flex}.tip-save[aria-pressed=true]{background:var(--gold-soft);border-color:var(--gold);color:var(--ink)}.tip-panel{animation:panel-in var(--t-menu) var(--ease);padding:0 0 14px}.tip-panel p{margin:0 0 8px}.tip-fields{border-radius:var(--radius-sm);background:var(--light);gap:10px;padding:12px 14px;display:grid}.tip-fields .inline-field input{width:100%}.tip-fields .inline-field{flex-direction:column;align-items:stretch}.talk-card{border-radius:var(--radius-lg);background:var(--blue-soft);align-self:start;gap:12px;padding:24px 22px;display:grid}.talk-icon{background:var(--white);width:64px;height:64px;color:var(--navy);border-radius:50%;justify-content:center;align-items:center;display:inline-flex}.talk-card h2{margin:0;font-size:1.875rem}.talk-card p{margin:0}.talk-meta{font-size:var(--fs-small);align-items:center;gap:8px;display:flex}.talk-note{border-radius:var(--radius-sm);background:var(--white);font-size:var(--fs-small);padding:12px 14px}.handoff-form{border:1px solid var(--line);border-radius:var(--radius-lg);padding:20px 18px}.scope legend{color:var(--ink);margin-bottom:12px;padding:0;font-size:1.25rem;font-weight:700}.scope-option{border:1px solid var(--line);border-radius:var(--radius-sm);cursor:pointer;transition:background-color var(--t-fast) var(--ease), border-color var(--t-fast) var(--ease);align-items:center;gap:12px;margin-bottom:10px;padding:12px 14px;display:flex}.scope-option.is-active{background:var(--gold-soft);border-color:var(--gold)}.scope-option.is-disabled{opacity:.65;cursor:not-allowed}.scope-option input{width:20px;height:20px;accent-color:var(--navy);flex:none}.scope-option strong{color:var(--ink);display:block}.scope-option small{font-size:var(--fs-small);color:var(--text-soft);display:block}.contact{border-top:1px solid var(--line);margin-top:16px;padding-top:16px}.contact h2{font-size:1.25rem}.contact-grid{gap:12px;display:grid}.contact-field span{font-size:var(--fs-small);margin-bottom:4px;font-weight:600;display:block}.contact-field input{width:100%;min-height:46px;font:inherit;color:var(--ink);border:1px solid #c7d4dd;border-radius:8px;padding:8px 12px;font-size:16px}.handoff-preview{border-radius:var(--radius-lg);background:var(--blue-soft);align-self:start;padding:20px 18px}.handoff-preview h2{margin-bottom:4px;font-size:1.5rem}.preview-origin{font-size:var(--fs-small);color:var(--text-soft);margin:0 0 10px}.preview-rows{border-radius:var(--radius-sm);background:var(--white);margin:0 0 10px;padding:4px 14px}.preview-rows div{border-bottom:1px solid var(--line);justify-content:space-between;gap:12px;padding:10px 0;display:flex}.preview-rows div:last-child{border-bottom:0}.preview-rows dd{color:var(--ink);margin:0;font-weight:700}.preview-rows .is-main{background:var(--gold-soft);border-radius:8px;margin-inline:-8px;padding-inline:8px;font-weight:700}.preview-block{border-radius:var(--radius-sm);background:var(--white);font-size:var(--fs-small);margin-bottom:10px;padding:12px 14px}.preview-block strong{color:var(--ink);margin-bottom:2px;font-size:1rem;display:block}.preview-block p{margin:0 0 2px}.preview-block ul{margin:0 0 6px;padding-left:16px;list-style:outside}.preview-group{font-weight:600;margin-top:6px!important}.handoff-send{border-radius:var(--radius-lg);background:var(--gold-soft);gap:14px;margin-top:20px;padding:18px;display:grid}.handoff-send p{margin:0}.handoff-send .notice{margin-top:10px}.handoff-actions{text-align:center;justify-items:stretch;gap:10px;display:grid}.retire-grid{gap:24px;display:grid}.retire-mode{margin-bottom:14px}.retire-form h1{font-size:clamp(2.125rem,8.6vw,3.25rem);line-height:1.1}.retire-step{grid-template-columns:48px minmax(0,1fr);gap:12px;margin-top:22px;display:grid}.retire-step-last{border-top:1px solid var(--line);padding-top:20px}.retire-icon{background:var(--blue-circle);width:48px;height:48px;color:var(--navy);border-radius:50%;justify-content:center;align-items:center;display:inline-flex}.retire-label{flex-wrap:wrap;align-items:center;gap:2px 6px;margin-bottom:8px;font-size:1.125rem;display:flex}.retire-tag{font-size:var(--fs-small);color:var(--text-soft);margin-left:auto}.retire-custom{gap:10px;margin-top:12px;display:grid}.retire-optional{gap:10px;display:grid}.retire-side{border-radius:var(--radius-lg);background:var(--blue-soft);align-self:start;gap:6px;padding:24px 22px;display:grid}.retire-side h2{margin:0;font-size:1.5rem}.retire-value{letter-spacing:-.03em;color:var(--ink);margin:0;font-size:clamp(2.75rem,11vw,4.5rem);font-weight:800;line-height:1.1}.retire-caption,.retire-assumption,.retire-price{margin:0}.retire-caption{font-size:1.1875rem}.retire-assumption{color:var(--text-soft)}.retire-price{font-size:var(--fs-small);color:var(--text-soft);align-items:center;display:flex}.retire-open{color:var(--ink);font-size:1.25rem;font-weight:700}.retire-compare{margin-block:12px}.retire-side .link-arrow{justify-self:center;margin-top:8px}.phases{gap:10px;display:grid}.phase{border-radius:var(--radius-lg);background:#f3f8fc;padding:16px}.phase h2{align-items:center;gap:10px;margin-bottom:12px;font-size:1.375rem;display:flex}.phase-arrow{color:var(--navy);justify-content:center;display:flex;transform:rotate(90deg)}.phase .value-bar{grid-template-columns:minmax(0,1fr) auto;grid-template-areas:"label value""track track";gap:2px 8px}.phase .value-bar-label{grid-area:label}.phase .value-bar-track{grid-area:track}.phase .value-bar-value{grid-area:value;font-size:1.125rem}.phase-note,.phase-open{font-size:var(--fs-small);color:var(--text-soft);margin:0 0 8px}.phase-result{border-radius:var(--radius-sm);background:var(--light);margin-top:12px;padding:12px 14px}.phase-result p{margin:0}.phase-result.is-plus{background:var(--ok-soft);color:var(--ok)}.phase-result.is-gap{background:var(--bad-soft);color:var(--bad)}.phase-result.is-even{background:var(--ok-soft);color:var(--ok)}.phase-sum{font-size:1.75rem;font-weight:800;line-height:1.15}.phase-result.is-even .phase-sum,.phase-sum-text{font-size:1.125rem;font-weight:700}.retire-change-link{font-size:var(--fs-small);margin:10px 0 0}.retire-own-expenses{max-width:340px;margin-bottom:16px}.budget-changes{border-radius:var(--radius-lg);background:#f3f8fc;margin-top:16px;padding:18px 16px}.budget-changes h2{font-size:1.5rem}.budget-changes ul{gap:10px;display:grid}.budget-tile{border-radius:var(--radius-sm);background:var(--white);padding:12px 14px}.budget-tile-top{justify-content:space-between;align-items:center;gap:10px;margin-bottom:6px;display:flex}.budget-tile-foot{font-size:var(--fs-small);justify-content:space-between;align-items:center;gap:8px;display:flex}.budget-tile-foot>span:first-child{align-items:center;display:inline-flex}.budget-tile .lever-amount{width:104px;color:var(--ink)}.budget-extra{max-width:340px;margin-top:12px}.compare-layout{gap:24px;display:grid}.compare-controls{align-content:start;justify-items:stretch;gap:14px;display:grid}.compare-controls .link-arrow{justify-self:start}.compare-own{border-radius:var(--radius-sm);background:var(--light);gap:2px;margin:0;padding:12px 14px;display:grid}.evs-head{justify-content:space-between;align-items:flex-start;gap:12px;display:flex}.evs-head h2{margin-bottom:2px}.evs-table{border-collapse:collapse;width:100%;margin-block:8px 12px}.evs-table th,.evs-table td{border-bottom:1px solid var(--line);font-size:var(--fs-small);text-align:left;padding:10px 4px;font-weight:400}.evs-table td{text-align:right;white-space:nowrap;color:var(--ink);font-weight:600}.evs-table tfoot th,.evs-table tfoot td{color:var(--ink);border-bottom:0;font-weight:700}@media (hover:hover) and (pointer:fine){.info-btn:hover{background:var(--blue-circle)}.chip:hover,.tip-save:hover{border-color:var(--navy)}}@media (min-width:640px){.check-nav a{font-size:1rem}.group-main{grid-template-columns:32px minmax(0,1fr) 190px 44px;grid-template-areas:"icon title amount toggle"}.detail-grid,.contact-grid,.tip-fields{grid-template-columns:repeat(2,minmax(0,1fr))}.compare-cards{grid-template-columns:minmax(0,1fr) auto minmax(0,1fr);align-items:center}.compare-arrow{display:block}.compare-cards:not(:has(.compare-arrow)){grid-template-columns:minmax(0,28rem)}.tip-icon{display:inline-flex}.budget-changes ul{grid-template-columns:repeat(2,minmax(0,1fr))}.check-actions>.btn{width:auto;min-width:340px}.retire-optional{grid-auto-flow:column;justify-content:start;gap:24px}.info-dialog{width:400px;margin:auto}}@media (min-width:960px){.check-page{padding-block:36px 72px}.check-head h1{font-size:clamp(3rem,5vw,4.5rem)}.check-head-split{grid-template-columns:minmax(0,1fr) auto;align-items:center}.cashflow-grid{grid-template-columns:minmax(0,.92fr) minmax(0,1.06fr) minmax(0,.9fr);gap:0}.levers{padding-right:28px}.flow{border-inline:1px solid var(--line);padding-inline:28px}.model-card{margin-left:28px;padding:26px}.own-grid{grid-template-columns:minmax(0,1.55fr) minmax(0,1fr);gap:28px}.result-card{top:calc(var(--header-h) + 16px);padding:28px;position:sticky}.result-grid{grid-template-columns:minmax(0,1.65fr) minmax(0,1fr);gap:32px}.handoff-grid{grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);gap:24px}.handoff-form,.handoff-preview{padding:26px 28px}.handoff-send{grid-template-columns:minmax(0,1fr) minmax(0,.9fr);align-items:center;padding:20px 26px}.retire-grid{grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:center;gap:48px}.retire-side{padding:32px 36px}.phases{grid-template-columns:minmax(0,1fr) 22px minmax(0,1fr) 22px minmax(0,1fr);gap:4px}.phase-arrow{align-self:center;transform:none}.budget-changes ul{grid-template-columns:repeat(5,minmax(0,1fr))}.budget-tile-foot{flex-wrap:wrap}.compare-layout{grid-template-columns:minmax(0,.7fr) minmax(0,1.3fr);gap:40px}}@media (min-width:960px) and (max-width:1199px){.cashflow-grid{grid-template-columns:minmax(0,1fr) minmax(0,1fr);row-gap:24px}.levers{padding-right:24px}.flow{border-right:0;padding-inline:24px 0}.model-card{grid-column:1/-1;margin-left:0}}@media (max-width:420px){.value-bar{grid-template-columns:110px minmax(0,1fr) auto;gap:8px}.value-bar-value{min-width:64px}.lever{grid-template-columns:auto minmax(0,1fr) 88px}.lever .lever-icon{display:none}}.check-head h1,.retire-form h1{text-wrap:balance}@media (min-width:960px){.budget-tile-foot{flex-direction:column;align-items:flex-start;gap:4px}.budget-tile .lever-amount{width:100%}}.check-head h1:focus{outline:none}.legal-page>p,.legal-section p,.legal-address{max-width:68ch}.legal-address{margin-block:24px;font-style:normal}.legal-section{margin-top:32px}.legal-section h2{margin-bottom:8px;font-size:1.25rem}.legal-section p+p{margin-top:8px}.legal-section ul{max-width:68ch;margin-block:8px;padding-left:20px;list-style:outside}.legal-section li+li{margin-top:4px}.legal-table{margin-block:12px;overflow-x:auto}.legal-table table{border-collapse:collapse;text-align:left;width:100%;min-width:560px}.legal-table th,.legal-table td{border-bottom:1px solid var(--line);vertical-align:top;padding:8px 12px 8px 0}